Are you paying too much to get paid?
Keep More of Your Money with R&B Processing
R & B Processing is a payment processor built for high-risk businesses.
We specialize in industries most banks won’t touch—or don’t understand.Adult Businesses. CBD. Subscription models. Cross-border payments.
If your business gets flagged, declined, or shut down elsewhere, this is what we do.We focus on stable approvals, compliant underwriting, and long-term processing—not quick sign-ups that collapse later.

Why trust us?
High-risk processing fails when risk is ignored.We don’t ignore it—we manage it.R & B Processing works directly with high-risk acquiring partners to structure accounts correctly from day one. That means:- Real underwriting- Clear reserve expectations- Chargeback and fraud controls- Fewer freezes and surprisesOur goal is simple: keep you processing when others can’t.
Industries we serve
Adult & Entertainment
Content platformsSubscriptions & membershipsCreators, studios, streamingCBD & Hemp
Oils, edibles, topicalsE-commerce and retailOther High-Risk Verticals
Peptides & NutraceuticalsDating & social platformsSubscription servicesCross-border businessesIf it’s hard to place, we know how to place it.


What is a High Risk Merchant?
A high-risk merchant is any business the card networks or banks consider elevated risk due to:- Industry type- Chargeback exposure- Regulatory complexity- Recurring or subscription billing- International transactionsHigh-risk does not mean illegal.
It means you need the right processor.
High-risk industries move fast—and access matters.
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